Ulysses Financial Services

Pre-63 Property Financing for Irish Businesses

Pre-63 properties hold unique opportunities — and unique challenges. Whether your company is investing, renovating, or restructuring a portfolio, securing finance for these older properties requires specialist knowledge. At Ulysses Financial Services, we guide you through the complexities of Pre-63 financing and help you access lending solutions suited to your goals.

Pre-63 Properties
Pre-63 Properties

What Are Pre-63 Properties?

A “Pre-63” property refers to a building that was originally constructed before 1963, often subdivided into multiple units and registered as such. These properties can be valuable investments but typically fall under stricter lending and regulatory criteria.

Common Pre-63 property types include:

Older residential buildings split into multiple apartments
Period homes converted into rental units
Mixed-use buildings with long-term tenants

Due to their age, structure, and layout, lenders often handle them differently from standard residential or commercial properties.

Pre-63 Properties

How Ulysses Helps You Secure Pre-63 Financing

Lenders evaluate Pre-63 properties with caution due to structural, regulatory, and rental classification factors. Our role is to help you navigate these requirements and position your application effectively.

We support you by:

Assessing the property type, condition, and rental status
Reviewing required documentation (planning, fire certs, unit layout, etc.)
Identifying lenders comfortable with Pre-63 assets, including ICS Mortgages and specialist financiers
Structuring financing terms that fit your business needs and investment timeline
Preparing a clear case for lenders to improve approval chances

This gives your business a stronger footing when approaching lenders who may be unfamiliar — or cautious — about older, multi-unit properties.

Pre-63 Properties

FAQ: Pre-63 Financing in Ireland

Pre-63 Properties

Why Businesses Invest in Pre-63 Properties

Pre-63 buildings can offer strong long-term value when managed correctly. Many companies pursue them for:

High rental yields
Multi-unit income streams
Strong demand in urban locations
Renovation and value-add opportunities
Portfolio diversification

However, financing these buildings requires an understanding of both property-specific risks and lender expectations — which is exactly what we help simplify.

Exploring a Pre-63 property investment?