Ulysses Financial Services
Pre-63 Property Financing for Irish Businesses
Pre-63 properties hold unique opportunities — and unique challenges. Whether your company is investing, renovating, or restructuring a portfolio, securing finance for these older properties requires specialist knowledge. At Ulysses Financial Services, we guide you through the complexities of Pre-63 financing and help you access lending solutions suited to your goals.
Pre-63 Properties
What Are Pre-63 Properties?
A “Pre-63” property refers to a building that was originally constructed before 1963, often subdivided into multiple units and registered as such. These properties can be valuable investments but typically fall under stricter lending and regulatory criteria.
Common Pre-63 property types include:
Due to their age, structure, and layout, lenders often handle them differently from standard residential or commercial properties.
Pre-63 Properties
How Ulysses Helps You Secure Pre-63 Financing
Lenders evaluate Pre-63 properties with caution due to structural, regulatory, and rental classification factors. Our role is to help you navigate these requirements and position your application effectively.
We support you by:
This gives your business a stronger footing when approaching lenders who may be unfamiliar — or cautious — about older, multi-unit properties.
FAQ: Pre-63 Financing in Ireland
Their age, layout, and unit configuration often mean fewer lenders will finance them — but specialist lenders do exist.
You typically need proof that units are compliant or can be made compliant. We help you understand what lenders require.
Many Pre-63 investors operate through companies for tax and portfolio reasons. We help structure the application appropriately.
Depending on the building’s condition, lenders may request upgrades for safety, fire compliance, or structural integrity.
Pre-63 Properties
Why Businesses Invest in Pre-63 Properties
Pre-63 buildings can offer strong long-term value when managed correctly. Many companies pursue them for:
However, financing these buildings requires an understanding of both property-specific risks and lender expectations — which is exactly what we help simplify.
Exploring a Pre-63 property investment?