Ulysses Financial Services
Mortgage Advice for First-Time Buyers, Switchers & Investors in Ireland
Securing the right mortgage is one of the biggest financial decisions you’ll ever make. Whether you’re buying your first home, switching to a better rate, or investing in property, Ulysses Financial Services helps you understand the market and choose the mortgage that truly fits your goals.
Mortgage Advice
What Does a Mortgage Advisor Do?
A mortgage advisor compares lenders, rates, and products to find the best mortgage for your situation. Instead of going directly to a bank — who can only offer their own products — we look at the entire market, including lenders such as:
We explain your options clearly, guide you through the application, and support you from approval to drawdown — so you never feel lost in the process.
Mortgage Advice
Which Type of Mortgage Do You Need?
Everyone’s mortgage journey looks different. That’s why we provide tailored advice across three core areas:
Perfect for those purchasing their first home and navigating deposits, approval criteria, and lender rules for the first time.
Ideal for homeowners looking to move or switch lenders to secure a better rate, reduce repayments, or access improved terms.
Designed for clients purchasing investment properties, rental units, or expanding their property portfolio.
Each mortgage type has its own dedicated page where we break down everything — step-by-step — to help you make confident decisions.
FAQ: Mortgages in Ireland
Typically, 10% for first-time buyers and 20% for movers or investors. We explain all exceptions and support available.
We prepare, submit, and manage your application from start to finish.
Many homeowners save by switching — we compare your current rate against the best options available.
Investor mortgages have different criteria, rates, and repayment rules. We break everything down clearly.
Mortgage Advice
How Ulysses Helps You Secure the Right Mortgage
Clients often come to us with questions like:
How much can I borrow?
What deposit do I need?
Which lender offers the best rate?
Do I qualify as a switcher?
How do buy-to-let mortgages work?
We answer all of these — clearly and without jargon — so you can move forward with confidence.
Our support includes:
With Ulysses, you’re not just choosing a mortgage — you’re choosing a partner who supports you throughout the journey.
Ready to find the right mortgage for your next move?