Ulysses Financial Services
First-Time Buyer Mortgage Advice in Ireland
Buying your first home is a huge milestone — exciting, emotional, and often overwhelming. At Ulysses Financial Services, we guide first-time buyers through every step of the journey, making the mortgage process simple, transparent, and stress-free.
First-Time Buyer Mortgage Advice
What Is a First-Time Buyer Mortgage?
A first-time buyer mortgage is a home loan designed specifically for people purchasing their first property. These mortgages offer favourable deposit rules, strong lending options, and supports that can make buying your first home more achievable.
If you’re wondering things like:
You’re in the right place. We explain everything clearly and guide you from start to finish.
First-Time Buyer Mortgage Advice
How Ulysses Supports First-Time Buyers
We compare the entire mortgage market — including lenders such as Haven Mortgages, PTSB, ICS Mortgages and Finance Ireland — to find the most suitable option for your situation.
Our support includes:
You get a clear plan, a clear process, and a dedicated advisor supporting you at every step.
FAQ: Common First-Time Buyer Questions
First-Time Buyer Mortgage Advice
What Do First-Time Buyers Need to Get Started?
Most first-time buyers need three things:
usually 10% of the purchase price.
typically 3–6 months of payslips and bank statements.
sometimes called “savings or rent history”.
Don’t worry if you’re unsure where you stand — we break it down, assess your position, and explain what’s achievable.
Ready to start your first-time buyer journey?